EGI Financial Holdings Inc.
Corporate Profile > EGI's Competitive Strengths > EGI's Growth Strategies
Corporate Profile
Through our subsidiary, Echelon General Insurance, EGI Financial Holdings
provides a comprehensive, specialized insurance product offering including:
  EGI Financial Holdings Inc.
Annual Report

70% Personal Lines Division      26% Niche Products Division

  70% of 2009 earned premiums: 26% of 2009 earned premiums:
> Non-standard auto and related products > Higher premium property insurance
> Driving history includes claims and convictions > Primary and excess liability coverage

> Individual risk assessment

> Legal expense insurance
> Estimated 8% to 10% of licensed drivers > Accident and health insurance
> Focus on “reformers” not “repeaters” > Extended warranty programs for homes and consumer purchases

> Alternative to Facility insurance

   (Groupement in Quebec)

> Specialized coverage, such as business interruption insurance for independent truckers
> Few competitors = pricing power  
4% International Division
  4% of 2009 earned premiums:  
> Personal lines  
> Primarily non-standard auto