EGI Financial Holdings Inc.

Corporate Profile

Through our subsidiary, Echelon General Insurance, EGI Financial Holdings
provides a comprehensive, specialized insurance product offering including:

63% Personal Lines Division 29% Niche Products Division

	63% of 2008 direct written premiums:	29% of 2008 direct written premiums:
	> Non-standard auto and related products	> Higher premium property insurance
	> Driving history includes claims and convictions	> Primary and excess liability coverage
	> Individual risk assessment	> Legal expense insurance
	> Estimated 8% to 10% of licensed drivers	> Accident and health insurance
	> Focus on “reformers” not “repeaters”	> Extended warranty programs for homes and consumer purchases
	> Alternative to Facility insurance (Groupement in Quebec)	> Specialized coverage, such as business interruption insurance for independent truckers
	> Few competitors = pricing power
8% International Division
	8% of 2008 direct written premiums:
	> Personal lines
	> Primarily non-standard auto